Credit Resource Center

We have all been there – trying to be diligent about cleaning up our credit report of errors, paying the bills on time and even keeping the credit card balances in order. The benefit for that diligence is great – a high credit...

In the late 1960s and early 1970s there were a number of books and films that showed people living in a dystopian world in which what made...

While credit repair will correct the damage to your credit, the process will be more “hands on” for identity theft victims than for others without this circumstance. There will be steps that we will instruct you to do in order to put the brakes...

When we speak of personal finance we often think of investments, 401Ks, savings, keeping to a budget, etc. But one...

When it comes to our personal finances it’s important to effectively manage our money and keep expenses down. That...

Most people don’t think about their credit until they have to use it. Take the example of a newly-wed couple dreaming of owning their first home. Each of them has been working for 5 years now, one or both have recently been given a pay raise,...

Video by The Credit People

Need to fix your credit and boost your credit score?

Well, you’re not alone…

Still, it is not necessarily an easy thing to do. The best way to describe a credit score is like a...

You’re entitled to one free credit report a year from each of the three nationwide credit bureaus – Experian, Equifax and TransUnion – and it’s important you take advantage of it. Your credit report contains where you live, as...

By The Credit People Staff

“The American Dream” is a concept that has been around since the founding of our nation, and at the center of it has always been the idea of homeownership. Basically, The...

Have you ever wondered how lenders determine who and how much credit they’re willing to extend? It becomes a really interesting and important question when you start to think about getting a loan, or mortgage, for a new home. Knowing which...

If your piggy bank feels empty and you need to save up a bit, you are not the only one. There are a lot of people on the same mission - going over their household expenses but without luck in spotting the right items to cut from...

In case you didn't know, identity theft can happen in a lot of ways. It is a serious crime where your personal information suffers the most. From your name to your driver's license or even Social Security Number, identity theft...

In working to improve consumers’ credit scores we often hear initially, “Is there a credit fix that can help improve my credit score immediately?” This question usually comes from people that have recently discovered issues on...

By: Alayna Pehrson -- Digital Marketing Strategist at Best Company

With each new year, technology...

Identity theft is very much in the news these days with the data breach at Equifax. And the fact is, if you have a credit report there’s a very good chance that you are one of the 143 million Americans affected. Unfortunately...

The holidays are a great time of year. It’s a time to be with family and friends and to celebrate. A big part of...

In personal finance terms a bankruptcy has a pretty significant negative impact on an individual’s credit score and their ability to...

The credit breach at Equifax and the personal data of millions of consumers stolen by the hackers has greatly increased awareness of just how significant the credit bureaus are in our lives. This is a good time to take a step...

Why use credit repair? Okay, maybe that’s not a question that stirs you awake in the middle of the night with a burning desire to resolve. But actually it’s...