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The Credit People

The Credit People

Credit Resource Center

Articles

  • In the late 1960s and early 1970s there were a number of books and films that showed people living in a dystopian world in which what made...

  • Why is your credit score important?

    Your credit score is ultimately the main factor when you are being considered for credit or lending of any kind. In fact, lenders have become so dependent on credit scoring that they now make separate...

  • When we speak of personal finance we often think of investments, 401Ks, savings, keeping to a budget, etc. But one...

  • There’s a lot of information out there about credit and how it works. And often much of it is contradictory or just plain hard to understand. So it’s not a surprise that a survey done recently by the site NerdWallet found many...

  • Need to fix your credit and boost your credit score?

    Well, you’re not alone…

    Still, it is not necessarily an easy thing to do. The best way to describe a credit score is like a...

  • There are a lot of benefits to having a high credit score. The most obvious one is better access to credit. Someone with a high credit score will have an easier time getting approved for credit, will be given higher credit limits, and will pay...

  • Have you ever wondered how lenders determine who and how much credit they’re willing to extend? It becomes a really interesting and important question when you start to think about getting a loan, or mortgage, for a new home. Knowing which...

  • By: Alayna Pehrson – Digital Marketing Strategist at BestCompany.com

    Approximately 7 out of every 10 Americans have at a least one credit card account and many have more than one. But don't let this statistic fool you; although the...

  • If your piggy bank feels empty and you need to save up a bit, you are not the only one. There are a lot of people on the same mission - going over their household expenses but without luck in spotting the right items to cut from...

  • In case you didn't know, identity theft can happen in a lot of ways. It is a serious crime where your personal information suffers the most. From your name to your driver's license or even Social Security Number, identity theft...

  • So it’s the new year and a great opportunity to make positive changes in your life. One of the most important...

  • The second most heavily weighted factor in credit scoring is how much of your available credit you're actually using. The lower your balances compared to your credit limits, the better. Here are a few tips on paying down your debts to best serve...

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    1. Pay Your Bills on Time This may seem like an obvious one, but it’s the most important. When lenders look over your credit report and get a credit score for you, they will always look at how reliable you are when paying your bills....
  • By: Alayna Pehrson - Digital Marketing Strategist for BestCompany.com

    Although the majority of retired...

  • Your credit score is ultimately the main factor when considering you for credit or lending of any kind. In fact, lenders have become so dependent on credit scoring that they now make separate offers available to each credit score “bracket”. In...

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    One way to encounter your credit score and its importance is to simply channel surf on TV– for the commercials! And for many of those that you’ll run across – furniture stores running a holiday sale, auto dealers...

Videos

  • Learn more about how credit scores work, and how to improve your own!

  • Identity theft can be a serious problem effecting your financial life, security, and your future. Find out more about Identity Theft in our latest video and what you can do about it!

Infographics

  • It’s natural for us to compare ourselves to others. We do it everyday when we look at all of our friends and contacts through social media and unconsciously...

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